Loss Prevention

Howick Mutual has three full time Loss Prevention Technicians who will come to your home, farm or commercial business to identify any potential risks that may cause a loss. Our Loss Prevention Technicians have worked in the electrical, construction and agricultural fields and are trained to understand the legal and safety requirements of woodstoves, fireplaces and other heat sources. They are continually upgrading their skills to ensure that they can provide you with the most current information available to help you make your property as safe as it can be.

We also offer a Thermal Imaging Program to our Farm and Commercial policy holders.  Thermal imaging uses infrared technology to identify electrical and mechanical issues.  Our trained technician will identify potential hazards and work with the client's electrician toward a solution.  Thermal imaging can identify issues before they cause a loss, prevent costly equipment failures, business interruption and provide peace of mind to know that your electrical and mechanical systems are operating as they should. 

Another advantage of being insured with Howick Mutual is that we also offer fire extinguishers, smoke detectors and carbon monoxide detectors.   Fire extinguishers are priced at 50% of cost along with free refills to our policyholders. 

If you are a policyholder and wish to make an appointment with one of our Loss Prevention Technicians, purchase a fire prevention product or, have your fire extinguisher picked up for refill, please contact the office at 1-800-265-3033 and our Loss Prevention Administrator will be happy to assist you.