Annual and Special General Meeting

Notice of Annual and Special General Meeting of the Howick Mutual Insurance Company

The Annual and Special General Meeting of the Members of Howick Mutual Insurance Company will be held at the Head Office of the Company in Wingham Ontario, on the 18th day of March 2026 at the hour of 1:30 p.m. for the purposes of:

1. To receive and approve the minutes of the 2024 Annual General Meeting, dated March 19, 2025;
2. To receive the Annual Financial Statements and Auditor’s Report for the year ending December 31, 2025;
3. To appoint Auditors for 2026;
4. To elect two (2) Directors for a three (3) year term. Directors whose terms expire are Annette MacKenzie and Steve Wright. They have been nominated for re-election in accordance with the Company’s General By-Laws and are recommended for re-election by the Howick Mutual Board of Directors. No other nominations have been received.
5. Consideration and approval of By-Law 1 – 2025, passed by the Board of Directors on February 18, 2026, which reduces the number of Directors to eight (8).

The 2025 Financial Statements will be available after February 20, 2026 and may be viewed on the Howick Mutual website at www.howickmutual.com. Policyholders may obtain a copy of the Financial Statements by sending a written notice to the Head Office of the Company at 40592 Amberley Road, Wingham, Ontario, N0G 2W0 at least 14 days prior to the Annual and Special General Meeting.

ON BEHALF OF THE BOARD OF DIRECTORS

Tammy Hickling, Corporate Secretary